Terms
Last updated: April 28, 2026
By giving us your email, you're saying "okay, hold a spot for me when Paya opens." These terms cover what that means.
What this is
The Paya waitlist is a way to register interest in our upcoming product. Joining the waitlist:
- Does not make you a customer of Paya
- Does not create any contract for financial services
- Does not guarantee a specific date of access (we're targeting Q3 2026, but timing may shift)
- Can be left at any time — email privacy@paya.money
Communication
By joining, you agree we can email you. We'll keep that to:
- One confirmation when you sign up
- A notification when your spot opens
- Position-update emails when you advance significantly through referrals
- Occasional product updates (typically once a month or less)
You can unsubscribe at any time. Unsubscribing also removes you from the waitlist.
Referrals
If you share Paya and a friend joins through your link, you'll move up the line. Specifically:
- You get a unique referral link when you join
- Each successful referral advances your position in the waitlist
- Referrals are tracked through the unique code in your shared link
Referrals are not paid, do not generate financial benefit, and do not create a contract. Self-referrals (using a fake account to refer yourself) and bot referrals will be removed and may result in your spot being revoked.
Intellectual property
Everything on paya.money — the design, the writing, the brand, the illustrations — belongs to Paya. Company logos shown in the "Built by people from" section belong to their respective owners and appear to indicate professional backgrounds of our team.
Limits
The Paya waitlist is provided "as is" during this pre-launch period. We're not liable for losses from the site being unavailable, an email failing to deliver, or third-party services going down. When Paya launches as a product, separate customer terms will apply and be presented to you to accept then.
Changes
We may update these terms before launch. If we change anything material, we'll email the waitlist before the change takes effect.
Governing law
These terms are governed by the laws of the State of Delaware, USA. Any disputes shall be resolved in the courts of Delaware.